Business money,
minus the busywork.

Accounts, cards, invoices and spend approvals for teams of 5 to 50. Open an account in about ten minutes.

One account for every money job your team has.

Pay, get paid, set limits and keep the books tidy without five different tools and a spreadsheet holding them together.

Cards for everyone.
Limits for every card.

Give each person a physical or virtual card with its own monthly limit. Raise it, lower it or freeze it from your phone.

MR
Maya Ruiz, Design$1,840 / $3,000
TP
Theo Park, Sales$4,620 / $5,000
AS
Ana Silva, Operations$310 / $1,500
Issue a card

Invoices that chase themselves

Send an invoice with a pay link. Ovelo sends the reminders and matches the payment when it lands.

Invoice #1048Due Oct 24
$12,400.00
to Harbor & Pine Studio
SentOct 9
ViewedOct 11
PaidOct 16

Hold 38 currencies. Pay like a local.

Get paid in euros, pay a supplier in pounds and convert at the mid-market rate.

USD
US dollarOperating
$312,804.10
EUR
EuroBerlin office
€41,250.00
GBP
British poundUK suppliers
£18,930.55
Mid-market rate1 USD = 0.9184 EUR

Approve spend in one tap

Requests land in the app and in Slack with the receipt attached.

TP
Theo Park asked for
$1,240.00
Conference tickets, Lisbon

Syncs with the tools you already use

Transactions, receipts and categories flow into your accounting and payroll software every night.

Set the rules once. Ovelo follows them every day.

Three people at laptops in a warm wooden studio
October budgets17 days left
Marketing$8,200 / $12,000
Engineering tools$4,940 / $6,000
Travel$1,120 / $4,000
Office and supplies$690 / $1,500
Engineering tools has used 82 percent. Priya and Jonas were told.
A hand tapping a card on a payment reader
Freeze card •• 4821Pauses all spend until you unfreeze it

Guarded like it is our own money.

Funds kept at regulated partner banks

Your money sits in separate accounts at our partner banks, never on our balance sheet.

Two-step sign-in on every device

New devices need approval from someone already signed in.

Freeze any card in a second

Lost a card on a trip? Freeze it, then unfreeze it when it turns up in a coat pocket.

A full log of every change

See who changed a limit, approved a payment or added a payee, and when.

Three plans. No setup fees.

Starter

For new companies finding their feet.

$0per month

Free for as long as you like

Open an account
  • 1 business account in USD
  • Up to 3 team cards
  • Invoices with pay links
  • Sync with one accounting tool
Scale

For finance teams closing the books every month.

$79per month

Billed monthly

Book a demo
  • Everything in Grow
  • Multi-step approvals
  • Bill pay with batch payments
  • Roles for accountants and auditors
  • Priority support by chat and phone

Common questions

Is Ovelo a bank?

No. Ovelo is a financial technology company. Accounts and cards are provided by our regulated partner banks, and your money is held with them.

How long does it take to open an account?

Most companies finish the application in about ten minutes. We check the details the same day, and you can start using virtual cards as soon as you are approved.

Can my accountant get access?

Yes. Invite them with a bookkeeper role. They can see transactions, receipts and exports, and they cannot move money.

Are there fees on card spend abroad?

Card spend in a currency you hold has no fee. If you spend in a currency you do not hold, we convert at the mid-market rate plus a small fee shown before you confirm.

How do I move from my current bank?

Open your Ovelo account, then share your new account details with customers and payroll. We give you a checklist and keep it ticked as each payment arrives.

Spend less time on money.

Open an account in about ten minutes. Your first three cards are free, for good.